text-align: center; Send him a message. { flex-direction: column; { /* And in fact, altering it would have opened the door for all kinds of cheap programs Mulgrew and Adams could have foisted upon us. The wrapper styles need to be looked at. Maybe they're tired of hearing from us lowly workers.). .header, These employees are horrified. margin: 1rem 0 2rem; This method is not advised if it can be avoided. margin: 0 auto; Its important you move those into an Individual Retirement Account (IRA) to avoid paying taxes on the money. text-align: center; */ By gaslighting us, by selling us straw and pretending it's gold, and by having his paid minions issue us juvenile insults, Michael Mulgrew denigrates our union. Eliminate health care entirely to save even more money for Eric Adams? .split ul li { We're looking at those who've had this very experience with Aetna. top:3.4rem; I went there once, when my daughter hurt her leg, and there were 20 people in front of me. And that ALSO saves money for Eric Adams!And if you dont like that, tough noogies. So if you don't like my our decisions, too bad for you. width: 100%; { Bastards.This year, School closures and culture wars turned classrooms into battlegrounds and made the head of one of the country's . break-inside: avoid; Now "denigrate" means to criticize unfairly, or disparage. display: inline-block; { { page-break-before: auto; The TDA offers another tax-avantaged method for you to save for retirement. Breathing? columns: 4; Their decision to modify our health care in order to secure a three year contract was an abomination. Do you know how many people came to see me speak at the last Delegate Assembly? gap: 2rem; color-adjust: exact !important; But we will protect and preserve our precious logo. @media print .main-content In your pension contributions are set to between 3% and 6% of your salary automatically, based on annual earnings. .account-menu-pilot__link--sub{ Because what I did with the logo was very, very not good.". They can't wait to help. /* I still do, but given the behavior of our leadership, I think this petition is also necessary. Then UFT urged us all to post tweets demanding that 12-126 be revised. .fsBody { text-decoration: underline; Do you believe it hasn't been misrepresented, as the previous plan was? .fsPreviousButton, .fsSubmitButton, .fsNextButton { text-align: center; .uft-discounts .views-field-field-discount-website, Now we love the leftists. .embedded-entity.align-right { That's detrimental to the union, and we will not stand for that. There's an Advantage Care one near me. negotiating our health benefits with insurance providers unless we are Woo hoo!We just height: auto; top:3.4rem; } How Randi Weingarten Landed at the Heart of America's Political Fights. I have parodied two school chancellors on this page, rather unmercifully. Your personal account balance is not lowered by the loan amount nor does the interest you pay get credited to your account since you borrowed against the citys money. We don't need low energy. premium-free health care. .account-menu-pilot .js-menu-parent{ } table, because we do this with MLC, where I get to vote and YOU do not. /* I've read a lot about union over the past few months. } } Michael Mulgrew sent to members today. Maybe some are still 50, but I have no idea where. Force FAQ to print open } } Below is a chart that outlines what percentage of your paycheck you will contribute to the pension plan. .uft-discounts .views-row p. .uft-discounts .views-row ul, .uft-discounts .views-row ol { margin: 1rem 0 1rem; } border: 1px solid #373737; } ****************** font-size: 2rem; Our new union will be huge. .pager, a.content-heading__term::after, figure.content-image{ If you do not return in that 7-year window, your contributions will be returned to you. ************ font-size: 2.25rem; so I hope that works. /* UFT Discount Enhancements */ Plans to hike state school aid to record levels would come as school enrollment is falling, and despite past aid hikes having failed to translate into improved student outcomes. font-size: 3.5rem; } For a demonstration of the tax advantages of Roth accounts, check out our Retirement Investing Guide. border: 2px solid #ddd; Now sure, there are other places we could gather and mark papers, but I'm not precisely sure any of them are quite as visible. .event__actions__item svg { color:#e93836; .paragraph-sidebar p:last-child } Here you go. .views-element-container #block-views-block-photo-galleries-block-photos-most-recent-gallery, border-radius: 20px; But we can't worry about all those other people who are not in the union. ******** } align-items: center; /* A true hot fix for the account menu. .paragraph-sidebar p:last-child Note that the "client" does not appear to be UFT, but rather snowflake extraordinaire Michael Mulgrew. left:-10.75rem; h1 { font-size: 3.5rem; } /* Chapter Leader Update: Hub Highlight. The PSAT is even worse. list-style: none; Feel free to cut, paste, print and share: United Federation of Teachers52 Broadway, 15th FloorNew York, NY 10004ATTN: COPE Dept.Fax: (212)-510-6435To Whom It May Concern:I no longer wish to contribute to COPE. font-size:1.8rem; a.content-heading__term::after, The last way to access funds is through retirement! I've left the rest of the piece. .uft-discounts .vendor-name, The latest release that included the menu performance updates, also messed up the display of this menu. padding-bottom: 1rem; He suggests I'm getting special treatment. I'm proud to be UFT. We need to have a voice. Luckily there are ways to access your retirement money without incurring fees and taxes. color: #000; } This means you pay tax now but your investments grow tax free. line-height: 100px; float: none; #block-uft-local-tasks, overflow: visible; body.node-path-news-new-york-teacher-online #block-adblocknewssidebar { display: block; height: 70px; z-index: 1000; } } .fsBody .fsSupporting { } If you leave the NYC DOE before reaching that 10-year mark you have 7 years where you can leave your funds in the pension and TDA. a::after, { display: block; You are NOT paying premiums for your health insurance. order: 99; It's complete and total garbage, as a matter of fact. padding: 0 0 0 90px; background-color: #ffffff !important; It's very tough to argue Mulgrew isn't doing exactly the same here. white-space: normal; If you do not then it will be deemed as a distribution that will incur a 10% penalty and be taxed as income. columns: 2; In fact, I am the UFT. One great way to access funds in your TDA or QPP before retirement is a loan. */ More than a dozen NYC charters would open after 4-year pause under state budget deal Gov. We will guard our frankly, first class building. We can do better. font-size: 1.5rem; I'll bet you dimes to dollars Mulgrew hasn't read it. /* A true hot fix for the account menu. Trust yourself. table td, table th { border: 1px solid #666 !important; } color:#e93836; color: #777 margin-right: 0; @media (max-width:400px) { } columns: 3; This way everyone will get long term care, and no one will have to divest all their assets to pay for long term care.". a::after, UPDATE: Daniel Alicea told The fact is we can no longer trust our leadership, and we need to face up to that before we blindly support demands to which we are not even privy. They use this pic to ridicule you, me, and any other UFT members who question their plan. It was tremendous, unbelievable. We don't tolerate terrorism. overflow-wrap: break-word; } . The average Retired Teacher salary in New York, NY is $91,220 as of March 28, 2023, but the salary range typically falls between $81,813 and $101,548. Dont feel disheartened! Surround the section in a div with the class "split". checked and found I was unsubscribed to emails, though I had received background-color: #fff; } you're not paying a premium, and that's what you need to focus on. font-size: 1.8rem; columns: 1; columns: 1; .views-element-container, Also check out the NYC Teacher Salary guide if you are a new teacher. Thats the reason weve created this guide. How much will College Board get paid for that? Now Mulgrew is arguing that his opponents are Tucker Carlson. I know of one person who threatened UFT members with premiums. padding: .5rem .5rem; border: 2px solid #ddd; P.O. We will sue them, and we will take all their money, and it's all for their own good. It makes me think I should've been a doctor. Also be sure to check out the NYC Teacher Salary Guide on how to increase your pay and set yourself up for financial success. .clarchives ul { content: "United Federation of Teachers"; To hear those low-energy, weak losers, you'd think I was out in a field somewhere, serenading the hoot owls. float: none; They send their paid staff members to portray us as, well, hysterical chickens. .clarchives li a:before { .cta a, .cta h2, .cta *, .cta a.cta__link { color: #373737; } } years. .split h2 { /*Firefox*/ It was not entirely familiar to me. I've been doing that all week, and I can tell you it's the easiest piece of activism I've ever performed. That means our salary increase will leave us with, effectively, a 5.7% cut. city. .main-content a::after, /* .sidebar-primary, Adams, and isn't it your PATRIOTIC DUTY as a union member to save money We're arguing that Aetna has every motivation to deny as many procedures as possible to maximize their profit. In my building I've collected hundreds of signatures in just three days, and people have jumped at the opportunity to help circulate it themselves. With the move instituted under former Mayor Bill de Blasio, the city has projected that enrolling 250,000 eligible retirees in Medicare Advantage would save the city $600 million annually. Among retirees, who include teachers, college instructors and school administrators, City University of New York (CUNY) retirees were most likely to collect six-figure pensions. border-radius: 3px; I could just stay home and enjoy. break-inside: avoid-column; While this may be better than the last iteration of Advantage (which Mike Mulgrew said was the bestest thing ever), it's certainly not better than national Medicare. h1 { font-size: 3.5rem; } } You know, in China, they have a President for Life. 1. Anyhoo, while your copays have exploded, at least you aren't Views expressed herein are solely those of the author or authors, and do not reflect views of my employers, the United Federation of Teachers, or any UFT union caucus. Please check the registration page for additional session dates. A co-worker of mine swears he sent the fax four weeks ago and hasn't heard from anyone. And that lack of instruction shows . Right now I'm very excited about the petition demanding we get a voice in decisions regarding our health care. Don't trust them. align-items: flex-end; Unfortunately, calculating the size of your pension check is a pain in the rear. } Don't trust them, and don't trust Michael Mulgrew. ************ ******** .clarchives li a { Leadership and its Unity Caucus will define activism as what they say it is, and nothing more. @media (max-width:400px) { } And let's face it, they are low-energy people. column-gap: 1rem; } width: 100%; border-radius: 3px; .top-elements{ One dead in NYC multi-storey car park collapse. padding: 3rem; .account-menu-pilot__link--sub{ background-size: 80px; Your TDA balance is lowered when you receive the loan, and your payments go back to your TDA account. While I usually understand it, lots of people do not. /* This fixed the broken wrapper on mobile screens with scaled type sizes. is our (royal we again) strong belief that an employer should not be ******** If you think we'll get a better plan than we do from non-profit Emblem for 10% less, I have a bridge in Brooklyn with your name on it. .accordion-term::after /* .node-path-your-union-leadership-president .viewsreference--view-title, .main-content a[href^="http:"]::after, You can see our breakdown of IRA providers to find the right fit for you. Energy? min-width: calc(50% - 40px); No one's arguing that the Medicare Advantage Mulgrew is imposing into carries a premium. } /* Print Header */ .pager, } Well, lower until we figure a way restore copays and .content-actions, { By signing up for the TDA, you are able to make pre-tax contributions towards your retirement. } This way everyone will be covered. flex: 1 1 0; */ /* Ads were showing in the sidebar of NYT landing page, because it's an article. padding-bottom: 1em; width: auto; What we are saying is that our health care is being degraded, becoming more costly, and we've had enough. */ And they can keep coming after me. .main-content a[href^="/"]::after The "very smart" people Michael Mulgrew loves to blabber about traded 600 million dollars a year, forever, to get this contract. /* This fixes the wrapped navigation tabs on scaled mobile screens Needs to be looked at. *************** ************ background-color: #f2f2f2; It shows you the pretzels they need to twist themselves into in order to defend their preposterous positions. Learn more about our dynamic chapter, how to join and get involved with your fellow retirees. YOU are not at the The New York State United Teachers union said the . @media print } } They wrote a particularly nasty thing about Nick on Instagram. I also think they should have a direct veto over sharing it. .uft-discounts .views-field-field-thumb img { column-gap: 1rem; But the teacher workforce is too large--and too important--to ignore how well today's retirement plans are meeting their needs. { Centers Announcement Banner Content The Second heading overlapped on phone sizes. While it is generally best to avoid accessing your retirement money early, there are times where you may want or need to. display: none; .clarchives ul { flex-direction: row; A month ago, photographs of Gene Hackman, a 93-year-old man who retired from acting almost two decades ago, emerged . } columns: 3; text-align: left In a 2007 survey, just 20 percent of college students agreed that they study as they do "because a teacher (or teachers) taught you to study that way.". .primary-nav{ } } } "You don't want me to improvise?" .uft-discounts .views-row { And since we're out there whoring ourselves out for them, why don't we get a cut? justify-content: space-between; font-size: 1.6rem; Teachers' Retirement System of the City of New York TRS is one of the largest pension systems in the United States, serving 200,000 members. padding: 1rem; .main.main--with-sidebar, margin: 1rem 0 2rem; width: 100%; But over the last few weeks, these headlines have taken on a grottier note. Do you believe the city will keep paying to avoid the pre-approvals currently excluded? */ background-image: none; - CG, 2022-1215*/ border-radius: 20px; And they need to love it like you love your mommy. display: block; All rights reserved. align-items: center; margin: 0; font-size: 4rem; font-size: 1.7rem; I presented a way for you to opt out of COPE right here, but it appears to be a two-stage process. margin: .25rem auto 1rem; In the case of a QPP loan, you are actually borrowing against the citys pension funds and are repaying the city. Dont know where to start with the retirement planning process? You can confirm this on the IRS website. } @media (max-width:600px){ display: block; And that's why we are going to sue those pathetic little, little losers. Teacher Pensions Blog Teacher Pensions, Explained in Less Than 3 Minutes We get it. Vesting Period: 10 Years (Tiers 5 and 6) Teacher Contribution Rate (2019): Varies by salary. Used around the site on various divs like "your-rights | salary | uft-dues" */ } background-color: #d6dbee; table tr:nth-child(2n+1) { background-color: #f8f8f8 !important; } page-break-after: auto; Well simplify your NYC retirement benefits so you can understand what you are entitled to as a teacher and you can make informed decisions. Look at it this way--if you never go to { And don't give them one cent more than you need to. .split ul { margin-top: 28%; /* get the actual email. font-size: 2.5rem; .pager__link, .pager__link:link, .pager__link:visited { .node-type-uft_discounts .content-heading__heading page-break-before: auto; You don't hear about them in the fake news blogs. During the exam, a student asked me about the second page of information PSAT had. "; .uft-discounts .views-row .views-field-field-summary { align-items: center; } } Roth IRAs are only available to people who make less than a certain amount of money. Eric Adams a shit ton of money. margin: auto; box-shadow: 2px 2px 4px rgb(0 0 0 / 25%); } a.content-heading__term, page-break-before: auto; Sarah Shapiro, a retired teacher with the Cross Union Retirees Organizing Committee, said they are being thrown "under the bus after decades of service to this city." "We are in the midst of a. This is a very expensive way to access your retirement funds and should be a last resort! And while Mulgrew mentioned a health care deal, he presented it as something that would prevent more copays and have no drastic effects. I was really surprised by a Unity claim that our HS Executive Board member, Nick Bacon, referred to contract actions as pointless. } The report, issued just as the new Legislature convenes, analyzes the results of the first full administration of these annual exams to be conducted since the onset of the pandemic. { height: auto; padding: 0.8rem 1rem; Who actually believes a cheaper plan will be as good or better? And I don't trust Michael Mulgrew to save money for us, as opposed to Eric Adams. .toolbar-vertical In fact, considering the blatant anti-unionism of Starbucks, we probably shouldn't patronize it at all. background-image: url('https://www.uft.org/sites/default/files/photos/UFT_logo-black-1600.png'); However, it's true because virtually every procedure you have already carries a copay. Forty-eight retired educators earned more than $200,000 each in pensions last year, while the average school pensioner got about $42,000, . /* Titles were enabled for UFT Discounts. It really doesn't matter, since we know Michael Mulgrew is skulking behind the scenes, giving away our health care for nothing as though it's a grab bag of goodies for our swaggery mayor. We'll see what happens in the next one, which is inevitable. .fsBody .fsSupporting { Let's add an overflow condition. The low-energy, leftist, losers. This is the final workshop in this three session series. But They'll say, "Oh, we need the New York Health Act. .toolbar-vertical .account-menu-pilot .menu-navigable__sub-wrapper{ } The UFT Retired Teachers Pension Dept and the Retired Teachers Chapter of the union keep repeating this rumor to get callers off their backs. /*Firefox*/ clear: both; } /* Use this to split long lists into 2 columns. } Dear Duespayer,We (notice, as President, I refer to myself It strikes me, after over 30 years in The System, as a huge betrayal of loyal, dues-paying union members that these funds have still not been paid. font-size: 1.7rem; border: 1px solid #ddd; I've tried to teach it three times, and I've never been able to get students to share my love for it. That's fair enough. } .category-leadership .featured-column .viewsreference--view-title { @media (max-width: 500px) { .card--featured--single { .main-content a[href^="/"]::after Thus making you the bank. flex-wrap: wrap; all that great, but on the bright side, cutting costs and services saves "Absolutely not," she said, in a tone that indicated further discussion was not welcome. From the basics of your pension and TDA to understanding how loan forgiveness works and the other benefits you can and must take advantage of as a NYC teacher. .toolbar-vertical .account-menu-pilot .menu-navigable__sub-wrapper{ .main-content a[href^="https:"]::after { content: " (" attr(href) ") "; } @media (max-width: 600px) { /* align-items: center; .uft-discounts .views-row .views-field-field-summary { As time goes by, hasn't GHI cost us a little lot more and been accepted a little less? .uft-discounts-landing-page { padding: .25rem; font-size: 80%; } background-position: absolute; border-radius: 3px; break-after: auto; The uptick in late retirement announcements follows a similar trend around the state as teachers grapple with . Neil Douglas saw retired teacher Iain Wares in court, 50 years after he attended Edinburgh Academy. } width: 100%; border-bottom: 2px solid #ddd; .clarchives li a { We all did that together. word-break: break-all; .main--with-sidebar, background-color: #fff; .footer, How much should you contribute? display:block; } They know what they're doing over there. completed negotiations with Aetna on a new health care plan for all } } } Everything is Great. I also don't trust Michael Mulgrew to negotiate a good deal. The only thing I'm sure of is that neither he nor Coleman could care less what teachers think. } And FWIW, we wouldn't need to discuss this at all if we'd support and pass the NY Health Act. display: block; columns: 1; In fact, many of us have lost doctors because GHI pays them so little. I'm all for that, but UFT hasn't organized such an action in years. width: auto; But said savings are for the city, not for us. border: 1px solid #373737; - CG, 2023-0309 */ .related-content, color: #ffffff !important; height:auto !important; And sign this petition demanding a vote on your health care before Mulgrew tosses us to the dogs, just as he did to our retirees. The fact is, securing something that hovers around cost of living merited no givebacks whatsoever. -webkit-print-color-adjust: exact !important; NYC Educator Friday, April 28, 2023 On Dropping Cope Ever since Unity Caucus decided I was public enemy number one, I've decided paying into COPE was a bad idea. top: .35rem; ******** display: block; border: 1px solid #666; for our employer?We will continue to keep you updated as You can learn more about the QPP Loan and TDA Loan. .paragraph-sidebar { { display: none; display: block; white-space: normal; padding-left:1.6rem; Let him know that representing the UFT entails representing all of us, not only his patronage employees, and certainly not Mayor Eric Adams.